Pakpahan, A. J., & Tasman, A. (2026). Fintech Adoption And Financial Well-Being Among Gen Z: The Mediating Role Of Financial Knowledge And Financial Behavior . JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, Dan Akuntansi, 4(1), 1996–2008. https://doi.org/10.62421/jibema.v4i1.642